ROBERT WOODS: You Are In It for the Long Term

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OPINION – In prior articles, I talked about Investing Today for a Secure Tomorrow and Gauging Your Attitude on Investment Risk as it pertains to a Defined Contribution Plan (DC Plan). In a nutshell, you are a DC Plan for the long term. This not a Vacation Plan, nor is it a Christmas Club Saving […]

ANITA JOHNSON: Get the Best Financial Management Strategies For Improving Credit Score

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OPINION – Most lenders or banks usually look at the credit score before they can approve any loan application from their customers. Because of this reason, many people want to learn how they can rebuild their credit as quickly as possible, to improve their chances of getting their application approved. This article is going to […]

TIANA BURSE: How to Combat Those Negative Thoughts

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OPINION –  An unknown individual once stated: “I wonder if negative people realize that they are negative?” After reading this, I became increasingly curious about this myself. Like most I have become aware of the phrase “Do you see the glass have empty or have full?” However, it has become apparent that seeing circumstances and […]

LYNNIS WOODS: 4 Great Weight loss tips for  Fabulous Women over 40

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OPINION – I know that weight loss is always a topic of discussion but it is especially a hot topic during this time of year. We all want to look great during the summer!  I too have been working on dropping a few pounds and have discovered 4 things that have really worked for me […]

TIANA BURSE: Are You Feeling Stuck?

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OPINION – We all get stuck. It happens, even to the best of us. Over the last 9 plus years there’s one thing that has become clear to me; millions of people want to do more, be more and have more in at least one area of life. It might be finances, it may be […]

LYNNIS WOODS: Journey Through Menopause

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OPINION – I have recently noticed a direct correlation between my hormonal balances  shift (and I can definitely tell when that happens!) and how it impacts my body during stress. The reaction was subtle  at first but now as I continue through my journey of menopause the symptoms are much more pronounced. So I decided […]

ROBERT WOODS: Getting Your Financial House in Order

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OPINION – To start your personal investment program, you must establish a reference point. This reference point begins with how much money you make and where it goes each month. Once you know this, you will know how much money you can save. In a prior article contributing to this series (http://sacobserver.com/2013/06/robert-woods-how-to-determine-your-spending-personality/), the process of a […]

CHARLES RATLIFF: The Emergence of the HAWK Institute

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OPINION – Young Black men and youth need help overcoming formidable barriers to their educational and career development. They are being rapidly left behind and left out of American mainstream economics. Statistics demonstrate that Black males are at the greatest risk of failure in the nation’s schools. Black children are 15 percent of the U.S. […]

LYNNIS WOODS: 7 Top “Anti-Aging” Tips

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OPINION – The day arrived not too long ago that I turned 57 years young! It is hard to believe that I have actually been on this earth for 57 years and that I am 3 years from 60. Where has the time gone? Many people have asked me how have I managed to stay […]

ROBERT PHILLIPS: A New Health Partnership

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OPINION – Community development has a history of being rooted in low-income communities, working to connect communities with programs and capital sources that help the people of those communities help themselves. The example of Mercy Housing’s efforts to keep low-income seniors out of costly nursing homes and living in a more active environment is just […]