CHARLES RATLIFF: Becoming Who You Choose to Be

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OPINION – While many of our youth are striving and achieving, far too many are not. A majority of Black males grow up under conditions that lead them to believe social injustice and inequality has placed limits on what they can hope to accomplish in their lives. The information below illustrates how they arrive at […]

LYNNIS WOODS: Foods That Enhance Moods & Hormone Health

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OPINION – I decided sometime ago to tackle my journey through menopause and hormonal changes as naturally as possible. It has definitely been a learning experience. I have tried a bit of everything. What I have learned is that what might work for one woman may not work for another. But you don’t know until you […]

SIMEON GANT: Are the Environmental Insiders Shunning Blacks?

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OPINION – Masud Cunningham, an African American college student and native of Sacramento, California, recently spent his summer in Bolivia, teaching people in an impoverished community how to develop “square gardens” to produce a wide variety of organic vegetables with a solar dehydrator. When I met Masud four years ago, he was a Junior at […]

ROBERT WOODS: You Are In It for the Long Term

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OPINION – In prior articles, I talked about Investing Today for a Secure Tomorrow and Gauging Your Attitude on Investment Risk as it pertains to a Defined Contribution Plan (DC Plan). In a nutshell, you are a DC Plan for the long term. This not a Vacation Plan, nor is it a Christmas Club Saving […]

ANITA JOHNSON: Get the Best Financial Management Strategies For Improving Credit Score

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OPINION – Most lenders or banks usually look at the credit score before they can approve any loan application from their customers. Because of this reason, many people want to learn how they can rebuild their credit as quickly as possible, to improve their chances of getting their application approved. This article is going to […]

TIANA BURSE: How to Combat Those Negative Thoughts

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OPINION –  An unknown individual once stated: “I wonder if negative people realize that they are negative?” After reading this, I became increasingly curious about this myself. Like most I have become aware of the phrase “Do you see the glass have empty or have full?” However, it has become apparent that seeing circumstances and […]

LYNNIS WOODS: 4 Great Weight loss tips for  Fabulous Women over 40

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OPINION – I know that weight loss is always a topic of discussion but it is especially a hot topic during this time of year. We all want to look great during the summer!  I too have been working on dropping a few pounds and have discovered 4 things that have really worked for me […]

TIANA BURSE: Are You Feeling Stuck?

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OPINION – We all get stuck. It happens, even to the best of us. Over the last 9 plus years there’s one thing that has become clear to me; millions of people want to do more, be more and have more in at least one area of life. It might be finances, it may be […]

LYNNIS WOODS: Journey Through Menopause

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OPINION – I have recently noticed a direct correlation between my hormonal balances  shift (and I can definitely tell when that happens!) and how it impacts my body during stress. The reaction was subtle  at first but now as I continue through my journey of menopause the symptoms are much more pronounced. So I decided […]

ROBERT WOODS: Getting Your Financial House in Order

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OPINION – To start your personal investment program, you must establish a reference point. This reference point begins with how much money you make and where it goes each month. Once you know this, you will know how much money you can save. In a prior article contributing to this series (http://sacobserver.com/2013/06/robert-woods-how-to-determine-your-spending-personality/), the process of a […]