CHARLES RATLIFF: HAWK – Addressing Inequity in Higher Education

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OPINION – The U.S. Supreme Court has upheld voter-passed bans on racial preferences in public-college admissions in a case involving a challenge to Michigan’s 2006 adoption of such a measure. A majority of the justices not only overturned a decision by the U.S. Court of Appeals for the Sixth Circuit, which had struck down Michigan’s […]

ROBERT WOODS: You Are In It for the Long Term

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OPINION – In prior articles, I talked about Investing Today for a Secure Tomorrow and Gauging Your Attitude on Investment Risk as it pertains to a Defined Contribution Plan (DC Plan). In a nutshell, you are a DC Plan for the long term. This not a Vacation Plan, nor is it a Christmas Club Saving […]

ANITA JOHNSON: Get the Best Financial Management Strategies For Improving Credit Score

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OPINION – Most lenders or banks usually look at the credit score before they can approve any loan application from their customers. Because of this reason, many people want to learn how they can rebuild their credit as quickly as possible, to improve their chances of getting their application approved. This article is going to […]

TIANA BURSE: How to Combat Those Negative Thoughts

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OPINION –  An unknown individual once stated: “I wonder if negative people realize that they are negative?” After reading this, I became increasingly curious about this myself. Like most I have become aware of the phrase “Do you see the glass have empty or have full?” However, it has become apparent that seeing circumstances and […]

LYNNIS WOODS: 4 Great Weight loss tips for  Fabulous Women over 40

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OPINION – I know that weight loss is always a topic of discussion but it is especially a hot topic during this time of year. We all want to look great during the summer!  I too have been working on dropping a few pounds and have discovered 4 things that have really worked for me […]

SIMEON GANT: Greenhouse Gas Reduction Fund In Disadvantaged Communities

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OPINION – Among the many benefits of living in California, besides the magnificent weather, is the continuing aforethought of its government leaders, progressive and determined to reverse the negative effects of climate change. Senate Bill 535, authored by Los Angeles Senator Kevin DeLeon and signed by Governor Jerry Brown could very well inject as much […]

TIANA BURSE: Are You Feeling Stuck?

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OPINION – We all get stuck. It happens, even to the best of us. Over the last 9 plus years there’s one thing that has become clear to me; millions of people want to do more, be more and have more in at least one area of life. It might be finances, it may be […]

ALONDRA THOMPSON: Selfish me!

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OPINION – I have been writing articles in hopes that I could develop a channel for my own children to utilize as a tool for communication with me. Now the purpose will be for me to have a channel to you all that may give me a sense of certainty that my children will be […]

LYNNIS WOODS: Journey Through Menopause

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OPINION – I have recently noticed a direct correlation between my hormonal balances  shift (and I can definitely tell when that happens!) and how it impacts my body during stress. The reaction was subtle  at first but now as I continue through my journey of menopause the symptoms are much more pronounced. So I decided […]

ROBERT WOODS: Getting Your Financial House in Order

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OPINION – To start your personal investment program, you must establish a reference point. This reference point begins with how much money you make and where it goes each month. Once you know this, you will know how much money you can save. In a prior article contributing to this series (http://sacobserver.com/2013/06/robert-woods-how-to-determine-your-spending-personality/), the process of a […]