CHARLES RATLIFF: Becoming Who You Choose to Be

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OPINION – While many of our youth are striving and achieving, far too many are not. A majority of Black males grow up under conditions that lead them to believe social injustice and inequality has placed limits on what they can hope to accomplish in their lives. The information below illustrates how they arrive at […]

TIANA BURSE: How do you find your passion? (PART 1)

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OPINION – An anonymous person once stated: “In order to become anything you have to risk being nothing.” I am continuously asked on a daily basis “How do I find my passion?” For so many of us young and old, this one question has crossed all of our minds at some point. I once read […]

LYNNIS WOODS: Foods That Enhance Moods & Hormone Health

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OPINION – I decided sometime ago to tackle my journey through menopause and hormonal changes as naturally as possible. It has definitely been a learning experience. I have tried a bit of everything. What I have learned is that what might work for one woman may not work for another. But you don’t know until you […]

SIMEON GANT: Are the Environmental Insiders Shunning Blacks?

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OPINION – Masud Cunningham, an African American college student and native of Sacramento, California, recently spent his summer in Bolivia, teaching people in an impoverished community how to develop “square gardens” to produce a wide variety of organic vegetables with a solar dehydrator. When I met Masud four years ago, he was a Junior at […]

JASON MATTHEWS: What is Mortgage Protection Insurance?

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OPINION – Generally speaking, mortgage protection insurance will cover your monthly mortgage bill in the event that you become disabled, for various lengths of time also pay off your entire loan should you pass away. How does it Work? If you purchase mortgage protection insurance that pays off your loan in the event of your […]

TIANA BURSE: Don’t ask why

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OPINION – William Morris once stated: “The true secret to happiness lies in taking a genuine interest in all the details of life.” I think we can all agree that life itself carries a certain level of mystery, an uncovered beauty that so many of us have not yet seen. I say “not yet seen” […]

CHARLES RATLIFF: HAWK – Addressing Inequity in Higher Education

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OPINION – The U.S. Supreme Court has upheld voter-passed bans on racial preferences in public-college admissions in a case involving a challenge to Michigan’s 2006 adoption of such a measure. A majority of the justices not only overturned a decision by the U.S. Court of Appeals for the Sixth Circuit, which had struck down Michigan’s […]

ROBERT WOODS: You Are In It for the Long Term

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OPINION – In prior articles, I talked about Investing Today for a Secure Tomorrow and Gauging Your Attitude on Investment Risk as it pertains to a Defined Contribution Plan (DC Plan). In a nutshell, you are a DC Plan for the long term. This not a Vacation Plan, nor is it a Christmas Club Saving […]

ANITA JOHNSON: Get the Best Financial Management Strategies For Improving Credit Score

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OPINION – Most lenders or banks usually look at the credit score before they can approve any loan application from their customers. Because of this reason, many people want to learn how they can rebuild their credit as quickly as possible, to improve their chances of getting their application approved. This article is going to […]

TIANA BURSE: How to Combat Those Negative Thoughts

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OPINION –  An unknown individual once stated: “I wonder if negative people realize that they are negative?” After reading this, I became increasingly curious about this myself. Like most I have become aware of the phrase “Do you see the glass have empty or have full?” However, it has become apparent that seeing circumstances and […]