AMBER LIDSKIN: Bits about Medicare

sac-button-AmberOPINION – My name is Amber Lidskin, and I am a local Medicare insurance agent here in Sacramento.

Our agency specializes in helping folks newly turning 65 to understand Medicare and how it works. We have been requested by the California Black Health Network to be a source of information and education to the readers of this column. This information is very important, so if there is something new you are learning by reading this, please tell your family and friends about it. It is vital to get the word out.

As each newsletter comes out, I will have a new bit of information for consumers to give them a better understanding of Medicare, as well as health care information for the Black community.

Preventative Care and Medicare

Preventative care is an important part of health care. If we catch a problem early before it becomes serious, it is less expensive and easier to treat. Getting these tests and services regularly can help find any underlying conditions early, keep a condition either from coming back, or from occurring in the first place.

If you are a Medicare beneficiary there are a series of preventative care measures are free of charge, paid for by either Original Medicare or a Medicare Advantage Plan. Just ask your primary care provider to help you make arrangements and referrals.

Below is a comprehensive list of the services provided free:

  • Abdominal Aortic Aneurysm Screening
  • Alcohol Misuse Screenings and Counseling
  • Bone Mass Measurement
  • Cardiovascular Screenings
  • Colorectal Cancer Screening
  • Depression Screenings
  • Diabetes Screenings
  • Diabetes Self-Management Training
  • Glaucoma Tests
  • HIV Screening
  • Mammogram (breast cancer screenings)
  • Medical Nutrition Therapy Services
  • Obesity Screening and Counseling
  • Pap Test/Pelvic Exam(Cervical cancer screening)
  • Prostate Cancer Screening
  • Shots, including: Flu Shots, Hepatitis B Shots &Pneumococcal Shots
  • Smoking Cessation Counseling
  • Welcome to Medicare” Preventive Visit
  • Yearly “Wellness” Visit

These services were added to Medicare through the Affordable Care Act (Obamacare), which began in 2010. (Ref: “Your Medicare Benefits” PDF from www.medicare.gov) If you or a loved one has Medicare, and has not had these services done yet, Please get it done! It’s Free!

The Affordable Care Act will not have a large impact on Medicare beneficiaries beyond what has already been mandated since 2010. It is the consumers under 65 who will be affected more by the law.

Yours in Health.

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By Amber Lidskin

Amber Lidskin is an insurance professional determined to help the Sacramento Black community and small business owners navigate their health care options. She has been in the insurance industry since 2003, and dedicated to helping Medicare consumers since 2006. She is a representative of Kuhtz Diehl Insurance and Financial Services LLC, CA. Lic. #0E27194. For more information, call 916-320-7743 or visit www.kdionline.com or www.myseniormedicare.com.